Our services

Residential Mortgages for International Clients

Mortgages in the Czech Republic

Star Capital Finance is able to arrange mortgages for any international clients who are resident or non resident in the Czech Republic. Mortgages are available if you wish to use your property as permanent residence, holiday home or for investment purposes (Buy to Let).

Applying for a mortgage can become a very time consuming process and will involve detailed preparation.

We will save you hours of your time and you will not need to wait in any line!

How much can I borrow and how do I know that I qualify for a mortgage?

One quick telephone call to Star Capital Finance and we will tell you how much you can borrow and if you qualify for a mortgage. We will also issue you with a mortgage certificate confirming this, which will allow you to find your dream home knowing that you will qualify for a mortgage*.

What is the land register?

The land register records the legal owners of all property in the Czech Republic and also records a mortgage bank's interest in a property. For example, if you purchase a property and take a mortgage from XYZ Bank – you will be the registered owner of the property and the bank will also be registered as the mortgage lender.

Will I need property insurance and life assurance?

The mortgage bank will insist on the mortgaged property being insured and may require that you also have life assurance. These policies will be assigned to the bank. This involves waiting in more lines! But, Star Capital Finance can arrange all of this for you.

What is assignment?

This involves handing over rights of benefit of the property insurance or life insurance policy to the mortgage bank. If something happens to you, or your property which is covered under the policies then the mortgage bank will receive any payment from the insurance company directly. This money will be used to repay the mortgage loan with any remaining balance being given to you.

*At the time of issuing the certificate. Star Capital Finance, s.r.o., can not be held liable for any subsequent mortgage products being withdrawn or lending conditions changing.

Let Star Capital Finance help you!

We will

  • identify the best mortgage lender for you
  • negotiate with the bank on your behalf
  • visit the land register for you
  • organise the valuation of the property
  • supply the bank with all the necessary documents
  • ensure you get the mortgage for your dream home
  • arrange all the necessary insurance on your behalf
  • manage the overall property acquisition process and ensure the mortgage drawdown conditions are successfully met
  • we will save you hours of your time and you will not need to wait in any line!

Product Features

  • Loan amount from CZK 100,000 to unlimited
  • Aggressive loan to value
  • Very competitive interest rates
  • Loan term from 5 to 30 years
  • Quick decision time
For more detailed information please contact us.

On-line mortgage application form

* in case you have not received the password from us, please contact us at telephone number +420 272 049 497

Star Capital Finance, s.r.o., can not be held liable for any subsequent mortgage products being withdrawn or lending conditions changing.